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Showing posts from November, 2026

My 16 Month Retirement Check-In (My biggest change and biggest surprise) by Scott Stolz, CFP, RICP (week 70)

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  I’m coming up on 1 ½ years into retirement, so it seems like a good time to reflect on how it’s going so far.   To begin with, there’s a lot I don’t miss.   If I were still working, I’d be wrapping up budget season.   I certainly don’t miss that “fun” process.   And the end of budget season means I would be coming up on annual reviews.   I absolutely don’t miss that.   My condolences to all of your full-time workers enjoying those annual workplace rituals.   I remember how much “fun” it is to make sure all of your employees fit nicely into that bell curve that HR likes to see.   I never understood a process that motivated you to keep some underperformers during the year so that you would have people to give a lower rating to during the annual review process.   Of course, that can lead to questions about why you’ve kept those underperformers.   Like I said, I don’t miss any of that. About a month ago I experienced a major shift...